this post was submitted on 28 Nov 2023
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Cash is king, we shouldn't be paying MasterCard and VISA for every purchase we make.
Case in point: when the UK left the EU, MC and VISA immediately increased their transaction fees from 0.3% to 1.5%.
Here in at least the state of California (not sure if this is country wide) those bank "convenience" fees are limited to no more than $1.50 by law.
My bank (RBC) charges me $2.50 after 10 or so free transactions, doubled if tapped.
I switched to Neo and I love it.