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Aren't your taxes going to explode?
My taxes have doubled in the six years we've had our house. Mortgage + taxes + insurance are still way cheaper than what dickbag landlords want to charge for an apartment half this size in the current market. It helps that I'm a DIYer and can fix pretty much anything that goes wrong with the house.
I don't know what to say. You sound screwed but could have been screwed much worse. Sorry or congrats?
My landlord inherited the property and he is a lazy asshole. Every few years I change the dates on my lease and have him sign it. No plans to ever move. The lowest priced home that isn't condemned in my city stands at half a million. A friend of mine was out bid on a home in the nearby city by 100k and in cash.
I think the bottom line is that almost everyone is screwed the way things are going. I'm screwed a lot less than other people since I got in at a (comparatively, now) low purchase price and great interest rate. My home insurance company has surprisingly not increased it's rates for the last two years as well, so that's a silver lining I suppose.
Not as long as it is not reassessed.