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and there are people like me who buy everything with a credit card but pay off the entire balance each month
even though I technically have a credit card balance it gets reset every month and I never pay interest or late fees so the numbers don't tell the whole story
but I'm sure there are an alarmingly large number of people who actually are buried in debt, especially with rent and other costs rising so it won't be pretty when things reach a tipping point (probably already have...)
Seriously. I get free first class international tickets and a few hotel room nights paid every year with points and miles I get from credit cards, every year. And I use my credit cards for business expenses and get even more as a result.
Why would I ever use a debit card? I like full reclining on the flight back from Europe.
I would like to see some more meaningful metrics than offered in this headline.