My old person trait is that I think 'ghosting' is completely unacceptable and you owe the other person a face-to-face conversation.
this post was submitted on 05 Jul 2023
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AIUI (but IANAL), the bit on bills that says "Legal tender for all debts, public and private" means that if you owe someone $5, and you hand them a $5 bill, then you have discharged your obligation. If the other person doesn't accept cash, too bad; you tried to pay what you owe, and if they don't like cash, they can't demand that you pay by check, or in Euros, or whatever.
What it doesn't mean, though, is that a business can refuse to deal in cash. If a shop wants to be paid before they make you a latte, that's not a debt, and they can demand that you pay electronically or not at all.
So while AFAIK (again, IANAL) cashless businesses are legal in the US, I personally don't like them because that's a form of discrimination against poor and homeless people. Plus, cash is more private.