I mean really, we don't need an entire article to explain how encryption works on Telegram.
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Chats by default aren't fully e2e. Your key must be kept on the server(s) to enable instant sync with other devices
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There is a full e2e chat, you can enable this at any time. But, it doesn't do groups, it's only between 2 parties, and it doesn't sync across devices.
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Telegram's encryption isn't open source, so no one can verify it's soundness or risks.
None of this is new info, it's been talked about for 2 years now.