Kelsenellenelvial

Yep, lots of things like cars, home appliances, home theatre components, etc. get regular, if not yearly, updates even when some of those things have a 10+ year lifecycle for the average consumer. It’s not like Apple stops supporting devices after a couple years. With things like the Apple TV that aren’t updated as often I end up putting off buying something that I want because, like you said, it might already be 2+ years old and I wouldn’t want to feel behind when the new one comes out less than a year later. I’d rather see smaller updates more often so there’s always something recent when I’m looking to buy.

I might argue that moving to just USB-C for the 2016 era MacBook pros was a little premature. In 2018 I opted for a refurbished 2015 largely because I wanted the variety of ports, and it seems they’ve stepped back a bit on the latest releases. Now though, if they didn’t move to USB-C I’d say they’re waiting too long. The issue with adopting new ports is most customers already have a plethora of devices with the existing standard, so many tend to carry on with that momentum rather than adopt the new thing and it’s growing pains. At some point though we need to rip off the bandaid and standardize on the best option. EU regulations are a big step to making this happen, and Apple is the kind of company that’s able to push the market based on what they support in their devices.

Remember the benefits of USB-C are that you can have one(or a few cables) that scale between 5 W and 240 W charging, USB 2 to Thunderbolt 4 data rates(plus things like audio/video, etc.), and even if you’re limited by the cable or the device at each end, there’s still some backwards compatibility that provides some base functionality rather than being completely worthless because the ports don’t match. You’re better off being able to connect a USB-C product at USB-2 speeds than have a micro-USB Super Speed cable/product that doesn’t connect at all.

Either way, people are going to complain. Some that there’s little innovation and things are too much the same as they were years ago. Others that the new innovation breaks compatibility and they need to replace cables/accessories to stay up to date.

Maybe, though it’s shitty that we got two years, then four more. I held out since the iPhone 7 for the 12 mini, but I feel like 4 years is a good run and I’d like to upgrade this year. I also feel like if they keep the S.E. line going then every other year is better. 4 years feels rough for people looking to purchase in the second half of that cycle.

Some systems already have that. Replaced a switch yesterday and re-arranged some things on my network board and got a HomeKit notification that some things were offline and when it came back. Knowing when something goes offline isn’t as useful as keeping things up though. With something like a hardwired camera/NVR, even if your ISP service is interrupted the cameras can still record, and you can put a UPS there to keep things going, even if the rest of the network is down.

That was my thought too. Wonder what the timeframe was because if it’s data collected over multiple years you’d expect to see an overrepresentation of vehicles that were sold through that whole period while models that get discontinued, or launched in that timeframe would be underreported. Also maybe some demographics, like was the high number of S-10 while it was available new and presumably driven by people that recently purchased those new vehicles, or is it 10+ years after it stopped being sold when it’s the old farm shitbox or a young guys first truck.

I think there’s a middle ground there, though it depends on the kind of game. Something like a first person shooter is a non-starter on iPhone to me due to the smaller display and touchscreen controls. Something like a turn based strategy I like better on mobile because being able to tap through commands and menus is nicer than a controller to me. Maybe also a stronger push for some of the games to have cross platform saves, like being able to play on my Apple TV at home, but also do some grinding a few minutes at a time while I’m out.

Really, I think Apple TV is where the real gaming potential is. It might not match consoles in power, but it’s also in a lot of households that might not have bought a console but will buy a couple good games on Apple TV.

My wife wanted to upgrade so we both got new Series 9 this year. Her Series 3 went to her mom as an upgrade to a Fitbit, and I figure I’ll keep wearing mine at work until it gets smashed or otherwise dies. All of our Macs are well past macOS support, but no real plans to upgrade until an old one actually dies, or some killer feature prompts an upgrade.

What are the gas and electricity rates in your area? In Sask, we’re paying about $0.16/kWh for electricity and about $6.40/GJ. There’s about 278 kWh in a GJ, so the electricity cost works out to about $44/GJ, or about 7 times the cost of gas. A good coefficient of performance for a heat pump seems to be about 3, and modern gas furnaces are easily above 90% efficiency so the actual cost difference for gas to electric heat is about 1:3.

Now, newer houses are better insulated, so your heating load on a 2012 build is going to be a lot lower than a 1977 build. You also didn’t mention your heat source. Ground source pumps are pretty good efficiency year round, but cost a lot for the initial install, while air-source pumps have a large seasonal variation in their efficiency, which is particularly troublesome in central/northern Canadian climates.

Yep, in Sask right now natural gas is about 1/7 the cost of electricity, which means at best a heat pump only costs about 2x as much to run as a modern gas furnace. Maybe as our grid transitions to renewables and carbon prices rise those costs will become even or shift towards benefiting heat pumps, but I suspect at this point you’re not going to hit break even over the typical life of a heat pump. Much more affordable to stick with gas for now, and maybe start moving to heat pumps 10 years from now. Same argument for water heaters, gas is going to be cheaper than a heat pump for most cases. Maybe new builds lean towards a heat pump because it doesn’t need venting which minimizes HVAC needs, and/or if a person has a solar system that minimizes their electricity costs.

There’s also methods to potentially shelter some of that too. If a person has RRSP room and doesn’t actually need the whole amount available you can use that to delay paying the tax and hopefully reduce the rate paid. You can also make some investments within a TFSA, which means no taxes owed on the growth. Both of those options have caps on contributions so they’re a great for low-moderate income earners to minimize their taxes, while higher income earners can only shelter a portion of their income.

That’s the argument, but it doesn’t really hold water to me. That would lead to an environment where those with little capital get taxed on their entire income, making it hard to save more capital. Those that already have lots of capital could then leverage that capital to generate a tax-free(or limited tax) income, which seems like exactly what we’re trying to avoid. We do have TFSAs which do allow us to grow our assets tax free, and they’re limited to prevent those with excessive capital from dodging their entire tax burden.

To some extent, you might want it the other way around, those providing labour and covering basic living expenses should pay limited taxes(which is kind of how things work now when you consider the basic exemptions, GST rebates, child tax benefits, etc.) while those who have essentially a passive income should pay a higher rate. The argument for the current capital gains taxation is that you want to encourage people to invest in things like a business that grows the economy, rather than purely financial vehicles like bonds and loans that mostly just concentrate wealth without contributing to a healthy economy.

I like the cut of your jib. Some of the most vocal complaints are things like someone holding a cabin or other piece of land for an extended time, and then having to claim the gains in a single year. Especially in cases like an inherited cabin that’s held for 30 years then passed to next of kin so a particular owner never actually paid or was paid for the property, but probably did spend as much on maintenance over that time as their assessed gains. Spreading those gains across multiple tax years that have already been assessed would seem fair(letting them claim the gains at a lower marginal rate by spreading it over multiple years) though administratively difficult. I would also like the idea of putting in a lifetime exemption around the $250 k range which would make a big difference for those who might only ever pay capital gains due to that one property, but not really affect those who make most of their income as capital gains.