this post was submitted on 20 Dec 2023
56 points (96.7% liked)

Apple

17433 readers
386 users here now

Welcome

to the largest Apple community on Lemmy. This is the place where we talk about everything Apple, from iOS to the exciting upcoming Apple Vision Pro. Feel free to join the discussion!

Rules:
  1. No NSFW Content
  2. No Hate Speech or Personal Attacks
  3. No Ads / Spamming
    Self promotion is only allowed in the pinned monthly thread

Lemmy Code of Conduct

Communities of Interest:

Apple Hardware
Apple TV
Apple Watch
iPad
iPhone
Mac
Vintage Apple

Apple Software
iOS
iPadOS
macOS
tvOS
watchOS
Shortcuts
Xcode

Community banner courtesy of u/Antsomnia.

founded 1 year ago
MODERATORS
 

I’ve always wondered why was it locked only to merchants, anyone knows?

you are viewing a single comment's thread
view the rest of the comments
[–] [email protected] 3 points 10 months ago

Apple doesn’t process the transaction, a different payment processor does, Apple just provides the API for developers from said payment processors to implement in their app.

The current closest thing for tap to pay for consumer to consumer payments is NameDrop then using Apple Pay Cash through iMessage however this is a less seamless method and is only available in the US. I can however see Apple expanding the tap to airdrop features to Apple Pay Cash in the future, perhaps with iOS 18.