Electric Vehicles

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[More than a scratch, smallish collision] Why your car Insurance is Ripping you off by Throwing Your Brand New EV Away After a Scratch [25:11 | May 19 24 | Rich Rebuilds] (youtu.be)

submitted 5 months ago by [email protected] to c/[email protected]

5 comments fedilink hide all child comments

cross-posted from: https://lemmy.world/post/15644527

Today we find out how your insurance company is throwing away perfectly good EV Cars due to a mere scratch

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[–] [email protected] 6 points 5 months ago (1 children)

Non-american here, so maybe a stupid question: How are the insurance companies compensating the owners if they decide to needlessly scrap their car? Shouldn't owners get marked value of the car with which they can buy an equivalent car?

[–] [email protected] 4 points 5 months ago (1 children)

Unless your insured for replacement value, you are getting a depreciated value of the vehicle which is never enough to replace it with the same thing without going out of pocket.

[–] [email protected] 4 points 5 months ago

If you're driving a brand new $60k vehicle (EV or not) and don't ask for replacement value coverage you're living fast n loose IMO